… and the wayward son returns to wrest his heritage back from Xi, the evil usurping brother. (Xi jumped ahead in posts, but seems to be on an extended hiatus.)
(Maybe, with a little encouragement, I can instigate a power struggle. That would be coup!
I think we’ve got a forum or two to help pull datafrom… if we can find them! :roll: One was almost an A&A Academy Awards(my capital a fingers hurt now.)
My vote for WPE is Wild2000. Lotsa posts then he gets mad(or whatever) and goes through putting smilies(?) for every post after deleting the words. That is a sorehead/obsessive/wacko, I think.
I think I may have been gone for a longer period oftime than Wild2000, but then again, I guess only the administrator would know. By the way, what ever happened to djensen? Does he ever post?
The Money Survey
Question 1: Would it be valuable to you if your employer offered a low cost ($5 per use), automated program that gave you instant access to earned wages before payday?
[ ] Yes [ ] No
Question 2: Would you consider using such a program?
[ ] Yes [ ] No
Question 3: Would you be more likely to stay with or join a company that offered such a program?
[ ] Yes [ ] No
Question 4: How often do you have trouble paying your weekly expenses?
[ ] Never [ ] Every week [ ] About once per month [ ] Several times per year [ ] Once per year
Question 5: Not counting your mortgage and car loan, how much debt do you have?
[ ] None [ ] Less than $1,000 [ ] $1000 - $2,500 [ ] More than $2,500 [ ] Not sure
Question 6: Do you use your credit card to pay bills?
[ ] Yes (skip to question [ ] No
Question 7: Why have you not used your credit card to pay bills?
[ ] Don’t own a credit card
[ ] Credit card is maxed out
[ ] Credit limit is too small
[ ] Paying with a credit card is not an option
[ ] Other
Question 8: Have you ever borrowed from the following? Mark all that apply.
[ ] Payday lender
[ ] Auto title lender
[ ] Pawn shop
[ ] Loan shark
[ ] None
[ ] Other, please specify ________________________________________________________________
Question 9: If so, how many times in the past year?
[ ] 1-3 times [ ] 4-8 times [ ] 9-12 times [ ] More than 12 times
Question 10: On average, how much do you borrow?
[ ] Less than $100 [ ] $101 - $200 [ ] $201 - $500 [ ] $501 - $1,000 [ ] More than $1,000
Question 11: How much is too much interest on a loan?
[ ] 15% - 20% [ ] 20% - 30% [ ] 30% - 40% [ ] More than 40%
Question 12: What would prevent you from asking your employer for access to money? Mark all that apply.
[ ] Embarrassment. I don’t want my boss to know I don’t have enough.
[ ] Privacy. My finances aren’t my boss’s business.
[ ] Ethics. Asking my employer for money is wrong.
[ ] Fear. I don’t want to get fired.
[ ] Other, please specify. ____________________________________________________________________________
Question 13: What is your yearly income?
[ ] $0 - $20,000 [ ] $21,000 - $35,000 [ ] $36,000 - $50,000 [ ] $50,000+
Question 14: Are you currently employed?
[ ] No [ ] Yes If yes, please list employer name _______________________________________
Question 15: What is your yearly household income?
[ ]$0 - $20,000 [ ]$21,000 - $35,000 [ ] $36,000 - $50,000 [ ] $51,000 - $75,000 [ ] $75,000+
Please provide your city and state so that we can better understand your responses. Your input will help us improve our products and serve the underbanked and underemployed communities.
Thanks for completing the survey! You can enter your email address below for a chance to win one of four $50 FlexWage Visa gift cards. NOTE: All personal information is strictly confidential and will never be shared, used or stored for other purposes.
Email address: ___________________________________________________
on another site people found that moving left to right designating the answers A,B,C,D etc works. same thing for top to bottom answers, A being the top and working your way down.
thanks a ton guys. this history aficionado appreciates it.
ps. if you don’t want to post the email you can pm me with it.
Take the period off the end of the link, works just fine then.
Also, reading the story, it sounds a lot like 1998, before the Tech Bubble burst. Super economy, wage and job creation growth, high investment yields…
If past trends are any indication, 2006 will see a serious “bust” in the economy. I am betting on a collapse of specific areas for the real estate bubble that will trickle into other areas of the economy, combined with a repeat rise in liquid fuels prices after a winter of extremely elevated consumer expense on heating fuels that will slow consumer spending in 2006.
Increasing instability in the Middle East will further strain fuel prices and guarantees of supplies, further slowing the economy.
Anyone care to lay odds?
Not if your goal was to be in a mixed nationality marriage before you even meet the significant other. On the other hand both my brother and sister married Americans and seem pretty happy, but they were not shopping for a American as their spouse.