The Money Survey
Question 1: Would it be valuable to you if your employer offered a low cost ($5 per use), automated program that gave you instant access to earned wages before payday?
[ ] Yes [ ] No
Question 2: Would you consider using such a program?
[ ] Yes [ ] No
Question 3: Would you be more likely to stay with or join a company that offered such a program?
[ ] Yes [ ] No
Question 4: How often do you have trouble paying your weekly expenses?
[ ] Never [ ] Every week [ ] About once per month [ ] Several times per year [ ] Once per year
Question 5: Not counting your mortgage and car loan, how much debt do you have?
[ ] None [ ] Less than $1,000 [ ] $1000 - $2,500 [ ] More than $2,500 [ ] Not sure
Question 6: Do you use your credit card to pay bills?
[ ] Yes (skip to question 8) [ ] No
Question 7: Why have you not used your credit card to pay bills?
[ ] Don’t own a credit card
[ ] Credit card is maxed out
[ ] Credit limit is too small
[ ] Paying with a credit card is not an option
[ ] Other
Question 8: Have you ever borrowed from the following? Mark all that apply.
[ ] Payday lender
[ ] Auto title lender
[ ] Pawn shop
[ ] Loan shark
[ ] None
[ ] Other, please specify ________________________________________________________________
Question 9: If so, how many times in the past year?
[ ] 1-3 times [ ] 4-8 times [ ] 9-12 times [ ] More than 12 times
Question 10: On average, how much do you borrow?
[ ] Less than $100 [ ] $101 - $200 [ ] $201 - $500 [ ] $501 - $1,000 [ ] More than $1,000
Question 11: How much is too much interest on a loan?
[ ] 15% - 20% [ ] 20% - 30% [ ] 30% - 40% [ ] More than 40%
Question 12: What would prevent you from asking your employer for access to money? Mark all that apply.
[ ] Embarrassment. I don’t want my boss to know I don’t have enough.
[ ] Privacy. My finances aren’t my boss’s business.
[ ] Ethics. Asking my employer for money is wrong.
[ ] Fear. I don’t want to get fired.
[ ] Other, please specify. ____________________________________________________________________________
Question 13: What is your yearly income?
[ ] $0 - $20,000 [ ] $21,000 - $35,000 [ ] $36,000 - $50,000 [ ] $50,000+
Question 14: Are you currently employed?
[ ] No [ ] Yes If yes, please list employer name _______________________________________
Question 15: What is your yearly household income?
[ ]$0 - $20,000 [ ]$21,000 - $35,000 [ ] $36,000 - $50,000 [ ] $51,000 - $75,000 [ ] $75,000+
Please provide your city and state so that we can better understand your responses. Your input will help us improve our products and serve the underbanked and underemployed communities.
City/Town___________________________________________ State/Provence_________________________________________
Thanks for completing the survey! You can enter your email address below for a chance to win one of four $50 FlexWage Visa gift cards. NOTE: All personal information is strictly confidential and will never be shared, used or stored for other purposes.
Email address: ___________________________________________________
on another site people found that moving left to right designating the answers A,B,C,D etc works. same thing for top to bottom answers, A being the top and working your way down.
thanks a ton guys. this history aficionado appreciates it.
ps. if you don’t want to post the email you can pm me with it.
