Woot, go CC!
I think it’s more a matter of chosing your industries and your companies right now, not just blindly investing in tech sector like it was in the 90s. That means people have to work to make their money grow and they are not choosing to do the work. Thus their money is shrinking and thus they are claiming it’s an aweful bear market!
I know I’ve taken a wash on a few stocks because I screwed up on my homework. But it was not the market’s fault, it was my fault for believing the wrong set of data. I’ve also made a killing on some WAG stocks (Wild Assed Guesses).