Sorry EM, I was avoiding this thread as long as possible, but did have to do the correction when I saw it.
Oh, one final comment on the DJIA…
The past 8ish years: DJIA is down about 4%
The previous 8ish years, the DJIA TRIPLED in value
I’ll let everyone decide how they want to evaluate that; but I do of course have my own opinions on it (unfortunately they are political and relate to true Fiscal Conservatives controlling Congress and a President more concerned with Fracking his interns instead of Fracking the rest of us)